Automobile claim datasets in Australia — ausprivauto • CASdatasets

Third party insurance is a compulsory insurance for vehicle owners in Australia. It insures vehicle owners against injury caused to other drivers, passengers or pedestrians, as a result of an accident.

The ausprivauto0405 dataset is based on one-year vehicle insurance policies taken out in 2004 or 2005. There are 67856 policies, of which 4624 had at least one claim.

The ausMTPL8486 dataset records the number of third party claims in a twelve-month period between 1984 and 1986 in each of 176 geographical areas (local government areas) in New South Wales, Australia.

The ausprivautolong is a simulated dataset containing counts of claims for 40 000 policies, for three periods (years). The simulation is based on a true non-life portfolio. The risk factors are driver's age and vehicle value. Each policy is regarded as a cluster, and hence there are 3 x 40 000 = 120 000 records.

Usage

data(ausprivautolong)
data(ausMTPL8486)
data(ausprivauto0405)

Format

ausprivauto0405 is a data frame of 9 columns and 67,856 rows:

Exposure: The number of policy years.
VehValue: The vehicle value in thousand of AUD.
VehAge: The vehicle age group.
VehBody: The vehicle body group.
Gender: The gender of the policyholder.
DrivAge: The age of the policyholder.
ClaimOcc: Indicates occurence of a claim.
ClaimNb: The number of claims.
ClaimAmount: The sum of claim payments.

ausMTPL8486 is a data frame of 7 columns and 176 rows:

LocalGov: The local government area.
StatDiv: The vehicle value in thousand of AUD.
ClaimNb: The number of third-party claims.
AccNb: The number of accidents.
KillInjNb: The number of killed or injured.
Pop: The population size.
PopDens: The population density.

ausprivauto0405 is a data frame of 6 columns and 120,000 rows:

IDpol: The policy identification number.
DrivAge: The age of the policyholder.
VehValue: The vehicle value in thousand of AUD.
Periode: The period number.
ClaimNb: The number of claims.
ClaimOcc: Indicates occurence of a claim.

Source

Formerly on a website dedicated to P. De Jong and G.Z. Heller (2008).

References

P. De Jong and G.Z. Heller (2008), Generalized linear models for insurance data, Cambridge University Press, doi:10.1017/CBO9780511755408 .

Examples


# (1) load of data
#
data(ausprivautolong)
data(ausMTPL8486)
data(ausprivauto0405)