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brvehins1's , brvehins2's are dataframes containing policy data based on the AUTOSEG (an acronym for Statistical System for Automobiles) and can be accessed online (www2.susep.gov.br/menuestatistica/Autoseg, accessed February 2013). Each record includes risk features, claim amount and claim history for year 2011. The dataset brvehins1 of 1,965,355 vehicle insurance policies has been splitted (randomly) in five datasets of 393,071 policies : brvehins1a, brvehins1b, brvehins1c, brvehins1d, brvehins1e. The dataset brvehins2 of 2,667,752 policies has also been splitted (randomly) in four datasets of 666,938 policies : brvehins2a, brvehins2b, brvehins2c, brvehins2d.

Usage

data(brvehins1a)
data(brvehins1b)
data(brvehins1c)
data(brvehins1d)
data(brvehins1e)

data(brvehins2a)
data(brvehins2b)
data(brvehins2c)
data(brvehins2d)

Format

brvehins1's contains 23 columns:

Gender

A character string ("factor") for the gender (also indicate corporate policies).

DrivAge

A character string ("factor") for the driver age group.

VehYear

A numeric for the vehicle year.

FullVehCode

A character string ("factor") for the full vehicle code.

VehCode

A character string ("factor") for the vehicle group.

Area

Local area name ("factor").

State

A character string for the state name ("factor").

StateAb

Abbreviated state name ("factor").

ExposTotal

Total exposure

ExposFireRob

Exposure for fire and robbery guarantees.

PremTotal

Total premium.

PremFireRob

Premium for fire and robbery guarantees.

SumInsAvg

Average of sum insured.

ClaimNbRob,ClaimNbPartColl,ClaimNbTotColl,ClaimNbFire,ClaimNbOther

Number of claims during the exposure period, respectively for robbery, partial collision, total collision, fire and other guarantees.

ClaimAmountRob,ClaimAmountPartColl,ClaimAmountTotColl,ClaimAmountFire,ClaimAmountOther

Claim amounts during the exposure period, respectively for robbery, partial collision, total collision, fire and other guarantees.

brvehins2's contains 18 columns:

VehYear

A numeric for the vehicle year.

FullVehCode

A character string ("factor") for the full vehicle code.

VehCode

A character string ("factor") for the vehicle group.

City

A character string ("factor") for the city name.

CityCode

A numeric for the city code.

Area

Local area name ("factor").

State

A character string ("factor") for the state name.

StateAb

Abbreviated state name ("factor").

ExposTotal

Total exposure

PremTotal

Total premium.

ClaimNbRob,ClaimNbColl,ClaimNbFire,ClaimNbOther

Number of claims during the exposure period, respectively for robbery, (partial and total) collision, fire and other guarantees.

ClaimAmountRob,ClaimAmountColl,ClaimAmountFire,ClaimAmountOther

Claim amounts during the exposure period, respectively for robbery, (partial and total) collision, fire and other guarantees.

Examples


if (FALSE) { # \dontrun{

# (1) load of data
#
data(brvehins1a)
dim(brvehins1a)
sapply(brvehins1a, class)
str(brvehins1a)

data(brvehins2a)
dim(brvehins2a)
sapply(brvehins2a, class)
str(brvehins2a)

} # }