Swedish Motor Insurance dataset

This dataset contains motor insurance data collected in 1977 in Sweden by the Swedish Committee on the Analysis of Risk Premium. Records contains individuals characteristics in addition to claim counts and severities.

Usage

data(swautoins)

Format

swautoins is a data frame of 7 columns and 2,182 rows:

Kilometres

Distance driven by a vehicle, grouped into five categories.

Zone

Graphic zone of a vehicle, grouped into 7 categories.

Bonus

Driver claim experience, grouped into 7 categories.

Make

The type of a vehicle

Insured

The number of policyholder years. A policyholder year is the fraction of the year that the policyholder has a contract with the issuing company.

Claims

Number of claims.

Payment

Sum of payments.

Source

FreesBook-RMAFA

References

Frees, E.W. (2010), Regression modelling with actuarial and financial applications, Cambridge University Press, doi:10.1017/CBO9780511814372 .

Hallin and Ingenbleek (1983), The Swedish automobile portfolio in 1977. A statistical study, Scandinavian Actuarial Journal, 49-64, doi:10.1080/03461238.1983.10408691 .

Andrews and Herzberg (1985), Data. A collection of problems from many fields for the student and research worker, Springer-Vedag, New York, pp. 4t3-421, doi:10.1080/00401706.1987.10488305 .

Examples

# (1) load of data
#
data(swautoins)
dim(swautoins)
#> [1] 2182    7
head(swautoins)
#>   Kilometres Zone Bonus Make Insured Claims Payment
#> 1          1    1     1    1  455.13    108  392491
#> 2          1    1     1    2   69.17     19   46221
#> 3          1    1     1    3   72.88     13   15694
#> 4          1    1     1    4 1292.39    124  422201
#> 5          1    1     1    5  191.01     40  119373
#> 6          1    1     1    6  477.66     57  170913