Automobile bodily injury claim dataset

This dataset contains automobile injury claims collected in 2002 by the Insurance Research Council (part of AICPCU and IIA). There are 1,340 records with demographic information, in addition to the claim amount.

Usage

data(usautoBI)

Format

usautoBI is a data frame of 8 columns and 1,340 rows:

CASENUM

Case number to identify the claim.

ATTORNEY

Whether the claimant is represented by an attorney: 1 is yes.

CLMSEX

Claimant's gender: M for male and F for female.

MARITAL

claimant's marital status : 1 if married, 2 if single, 3 if widowed, and 4 if divorced/separated.

CLMINSUR

Whether or not the driver of the claimant's vehicle was uninsured: 1 if yes, 2 if no, and 3 if not applicable.

SEATBELT

Whether or not the claimant was wearing a seatbelt/child restraint: 1 if yes, 2 if no, and 3 if not applicable.

CLMAGE

Claimant's age.

LOSS

The claimant's total economic loss (in thousands of USD).

Source

FreesBook-RMAFA

References

Frees, E.W. (2010), Regression modelling with actuarial and financial applications, Cambridge University Press, doi:10.1017/CBO9780511814372 .

Examples

# (1) load of data
#
data(usautoBI)
dim(usautoBI)
#> [1] 1340    8
head(usautoBI)
#>   CASENUM ATTORNEY CLMSEX MARITAL CLMINSUR SEATBELT CLMAGE   LOSS
#> 1       5        1      M      NA        2        1     50 34.940
#> 2      13        0      F       2        1        1     28 10.892
#> 3      66        0      M       2        2        1      5  0.330
#> 4      71        1      M       1        2        2     32 11.037
#> 5      96        0      M       4        2        1     30  0.138
#> 6      97        1      F       1        2        1     35  0.309