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This dataset contains claim amounts for private motor insurance from a US property and casualty insurer. Claims that were not closed by the year end are excluded. A risk classification is available and is based on driver and vehicle characteristics.

Usage

data(usprivautoclaim)

Format

usprivautoclaim contains 5 columns:

STATE

State in US.

CLASS

Risk category.

GENDER

Gender.

AGE

Driver age.

PAID

Claim amount.

References

Frees, E.W. (2010), Regression modelling with actuarial and financial applications, Cambridge University Press, doi:10.1017/CBO9780511814372 .

Hallin and Ingenbleek (1983), The Swedish automobile portfolio in 1977. A statistical study, Scandinavian Actuarial Journal, 49-64, doi:10.1080/03461238.1983.10408691 .

Andrews and Herzberg (1985), Data. A collection of problems from many fields for the student and research worker, Springer-Vedag, New York, pp. 4t3-421, doi:10.1080/00401706.1987.10488305 .

Examples


# (1) load of data
#
data(usprivautoclaim)
dim(usprivautoclaim)
#> [1] 6773    5